Pension-related scams are increasingly sophisticated and widespread, making them harder to detect. Scammers now use various methods to reach potential victims, from social media channels to traditional cold calls. Their fake websites often appear highly credible, complete with fabricated testimonials, awards and qualifications, and even their correspondence contains fewer errors than before. You may even find yourself speaking to someone on the phone who comes across as knowledgeable, friendly and trustworthy. Ultimately, pensions remain a prime target for scammers, whose tactics have grown noticeably more polished. Learn how to spot a scam and identity red flags.